Press Release
☷HUD Announces Disaster Assistance for California Disaster Survivors
U.S. Department of Housing and Urban Development ( By Press Release office)
Mar 31,2024
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HUD is also making mortgage insurance available for folks whose homes were destroyed or damaged to the point where they need reconstruction or complete replacement . They have this Section 203 ( h ) program that provides FHA insurance to disaster victims . So if you ' re working with an FHA - approved lender , you can get 100 percent financing , including closing costs . HUD is also helping out by sharing info on housing providers and HUD programs with FEMA and the State . They want to make sure everyone knows about available units in the impacted counties , including Public Housing Agencies and Multi - Family owners . They ' re even connecting FEMA and the State with subject matter experts who can provide info on HUD programs and providers . Lastly , if you ' re part of the Community Planning and Development Grantees , you can apply for some flexibility in response to natural disasters . This goes for recipients of the Community Development Block Grant ( CDBG ) Program , Housing Opportunities for Persons With HIV/AIDS ( HOPWA ) Program , Continuum of Care ( CoC ) Program , Emergency Solutions Grants ( ESG ) Program , HOME Program , and Housing Trust Fund ( HTF ) Program . If you need more info on applying for a waiver or suspension of program requirements , just get in touch with your local Community Planning and Development Program Office . Starting right away , HUD is doing a few things to help out . First , they ' re putting a 90 - day pause on foreclosures for mortgages insured by the Federal Housing Administration ( FHA ) , as well as foreclosures for Native American borrowers guaranteed under the Section 184 Indian Home Loan Guarantee program . And if you have a Home Equity Conversion Mortgage , you automatically get a 90 - day extension . If you ' re affected by the disaster , make sure to reach out to your mortgage or loan servicer for help . And if you have a conventional mortgage , your mortgage holder might have some extra relief options for you . You can call the FHA Resource Center at 1 - 800 - 304 - 9320 for more info , or check out the FHA Disaster Relief site . Hey guys , just wanted to let you know that the U . S . Department of Housing and Urban Development ( HUD ) has announced that they ' re providing federal disaster assistance for California . This is to help out with the recovery efforts after that severe storm and flooding from January 21 to January 23 , 2024 . President Biden even issued a major disaster declaration specifically for individuals in San Diego County . And speaking of insurance , HUD ' s Section 203 ( k ) loan program lets you finance the purchase or refinance of a house along with its repair through a single mortgage . So if your existing home got damaged , you can also finance the rehab . HUD - approved housing counseling agencies are available to help those affected by disasters determine their assistance needs and available resources . Find an agency online or by calling ( 800 ) 569 - 4287 , with services available in over 200 languages . There is no fee for foreclosure prevention counseling . Public Housing Agencies can request waivers and flexibilities for disaster relief and recovery . For more information on applying for a waiver , check out the latest Federal Register Disaster Relief Notice guidance . The Department has also issued PIH Notice 2021 - 34 , which outlines the expedited process for waivers and flexibilities for various Public Housing and Voucher Programs . To be eligible for a disaster waiver , the PHA must be in an area declared a Major Disaster Declaration within the last four months . Tribes and their housing entities can also apply for administrative flexibility through regulatory waivers . For details on how to apply , they should contact their local Office of Native American Programs or email Codetalk@hud . gov . If you believe you have experienced housing discrimination while trying to find housing after a disaster , HUD ' s Office of Fair Housing and Equal Opportunity can assist you . File a complaint by calling 1 - 800 - 669 - 9777 or visiting HUD ' s website . Assistance is available for those with limited English proficiency or who are deaf or hard of hearing . File a complaint as soon as possible , as HUD may not be able to help if it ' s been more than a year since the discriminatory act occurred . You may also file a complaint with a state or local fair housing agency , with a list available on HUD ' s website .
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