☷HUD Announces Disaster Assistance for Florida
U.S. Department of Housing and Urban Development ( By Press Release office)
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WASHINGTON - The U . S . Department of Housing and Urban Development ( HUD ) today announced the implementation of federal disaster relief for the state of Florida to assist state , tribal , and local recovery efforts for areas affected by Hurricane Ian beginning on September 23 , 2022 , and continuing . On September 29 , 2022 , President Biden issued a major disaster declaration for the counties of Charlotte , Collier , DeSoto , Hardee , Hillsborough , Lee , Manatee , Pinellas , and Sarasota . Effective immediately , HUD is:Providing a 90 - day ......moratorium on foreclosures of mortgages insured by the Federal Housing Administration ( FHA ) as well as foreclosures of mortgages to Native American borrowers guaranteed under the Section 184 Indian Home Loan Guarantee program . There is also a 90 - day extension granted automatically for Home Equity Conversion Mortgages . The moratorium and extension are effective as of the President’s disaster declaration date . Homeowners affected by the disaster should contact their mortgage or loan servicer immediately for assistance . Conventional mortgage holders may also be eligible for additional relief through their mortgage holder . Call the FHA Resource Center at 1 - 800 - 304 - 9320 for additional information . To learn more about disaster relief options for FHA homeowners visit the FHA Disaster Relief site . Making mortgage insurance available – When homes are destroyed or damaged to an extent that required reconstruction or complete replacement , HUD’s Section 203 ( h ) program provides FHA insurance to disaster victims . Borrowers from participating FHA approved lenders are eligible for 100 percent financing including closing costs . Making insurance available for both mortgage and home rehabilitation - HUD ' s Section 203 ( k ) loan program also allows individuals to finance the purchase or refinance of a house along with its repair through a single mortgage . Homeowners can also finance the rehabilitation of their existing homes if damaged . Sharing information on housing providers and HUD programs - Information will be shared with FEMA and the State on housing providers that may have available units in the impacted counties , including Public Housing Agencies and Multi - Family owners . The Department will also connect FEMA and the State to subject matter experts to provide information on HUD programs and providers . Providing flexibility to Community Planning and Development Grantees - Recipients of Community Development Block Grant ( CDBG ) Program , Housing Opportunities for Persons With HIV/AIDS ( HOPWA ) Program , Continuum of Care ( CoC ) Program , Emergency Solutions Grants ( ESG ) Program , HOME Program , and Housing Trust Fund ( HTF ) Program funds can apply for needed administrative flexibility in response to natural disasters . For more information on applying for a waiver or suspension of program requirements , contact your local Community Planning and Development Program Office here . Providing flexibility to Public Housing Agencies - Public Housing Agencies can apply for needed waivers and flexibilities for disaster relief and recovery . For detailed information on applying for a waiver , click here for the latest Federal Register Disaster Relief Notice guidance . The Department also released PIH Notice 2021 - 34 , which advises the public of HUD ' s expedited process for waivers and flexibilities from HUD regulatory and administrative requirements for various Public Housing and Voucher Programs . As a reminder , to be eligible to receive a disaster waiver , the PHA must be located in an active Presidentially declared Major Disaster Declaration area and submitted within four months of an MDD . Providing flexibility to Tribes - Tribes and their Tribally Designated Housing Entities can apply for needed administrative flexibility through regulatory waivers . For detailed information on how to apply for a waiver , Tribes and TDHEs should contact their local Office of Native American Programs or email Codetalk@hud . gov . Ensuring HUD - approved housing counseling agencies are ready to assist - HUD - approved housing counseling agencies have counselors available to assist those impacted by natural disasters to determine assistance needs and available resources . Find a HUD - approved housing counseling agency online or use our telephone look - up tool by calling ( 800 ) 569 - 4287 and includes access to information in more than 200 different languages . You do not have to have an FHA - insured mortgage to meet with a HUD - approved housing counseling agency . There is never a fee for foreclosure prevention counseling . Assisting with housing discrimination - Housing discrimination sometimes occurs when people attempt to find and access housing following a disaster . HUD ' s Office of Fair Housing and Equal Opportunity is available to assist people who believe they have experienced housing discrimination . If you think your rights have been violated , you should file a fair housing complaint with HUD . You can file a complaint by calling HUD at 1 - 800 - 669 - 9777 or visiting How to File a Complaint on HUD ' s website . Materials and assistance are available for persons with limited English proficiency . Individuals who are deaf or hard of hearing may contact the Department using the Federal Relay Service at 1 - 800 - 877 - 8339 . You should file a complaint with HUD as soon as possible . HUD may not help you if your complaint is filed more than one year after the last discriminatory act . You may also be able to file a complaint with a state or local fair housing agency . A list of the state and local fair housing agencies funded by HUD is available on HUD’s website here . All 67 counties along with the Miccosukee Tribe of Indians of Florida and the Seminole Tribe of Florida are eligible for debris removal , public assistance , direct federal assistance , at 100% of the total costs for a period of 30 days . Statewide there is also federal funding available for hazard mitigation on a cost - sharing basis .
01 October 2022 ( October 01 2022 )
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